The tactics to take over your online accounts continue to grow in sophistication, which is why setting up 2 factor authentication on your online accounts is imperative.This approach to security is best understood with your debit card, which requires 2 different ways to authenticate access: Your physical card and the associated PIN.I equate not having 2 factor turned on as having a debit card that didn't require a PIN in order withdraw cash from an ATM... super dangerous.The second factor of authentication is something you typically always have with you - your smartphone!Even if a thief steals your username and password, unless they also steal your smartphone and figure out how to unlock it, they won't be able to get into your personal accounts.It's become available for just about every online account you may have, so learn how to set each one of them up at https://twofactorauth.org
