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<p class="p__1">The U.S. government issues its own bonds from the treasury and from several government companies. Those maturing in less than one year are called T-bills. Bonds that mature in one to 10 years are T-notes, and those that take more than 10 years to develop are treasury bonds. In some cases, you do not need to pay state or local income taxes on the interest they earn.</p>
<p class="p__2">Munis financing things like medical facilities, schools, power plants, streets, office structures, airports, bridges and so forth. Municipalities generally provide bonds when they need more money than they gather through taxes. The advantage about community bonds is that you do not need to pay federal earnings taxes on the interest they make.</p>
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